Small Business Loans with Working Capital

Small Business Loans

Small Business Loans with Working Capital

Small business loans with working capital are great for businesses looking to expand, acquire a building or new location or purchase another business.  Working capital is essentially extra money set aside to use for the cost of expansion which allows the business to utilize its current cash flow for growth.

Small Business Loans and Equipment Purchases

In a situation where a small business needs to purchase additional equipment to support growing demand for their product ...

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Small Business Loans for Businesses with Equipment

Small Business Loans

Small Business Loans for Businesses with Equipment

Small business loans for businesses with equipment are a very common type of loan for small businesses.  When a business has equipment and specialty fixtures there is value in the items and this value adds to the overall value of the small business.

Underwriters of small business loans see the equipment and specialty fixtures as tangible collateral, versus the virtual collateral of the businesses ‘good will’ value and ...

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How To Get A Commercial Loan For Real Estate

Many people in today’s market are wondering how to get a commercial loan for real estate.  That answer is easy and yet .. complex!  We teach investors and sponsors hot to get a commercial loan for real estate every day and we find that some ‘get it’ and other just don’t get it all.

Whether applying for a commercial loan for real estate for purchasing an apartment complex or multifamily development, office ...

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Welcome 2012!

My blog post are usually designed to educate the public about certain type of lending, however, this post will be slightly different today.

As we leave 2011 and Welcome 2012!, we may well be saying good bye to the old economy and issuing in a new era.  The question is what will this new economy look like?  I cannot presume to predict whether there will ...

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Dental Practices for Sale

There are many web sites with dental practices for sale.  So what should dental professionals be aware of when searching for a dental practice to buy.  Whether the practice is a typical dentists office or an orthodontist with a full blown surgical practice dentists should apply standardized business rules when preparing to buy a practice.  Practices are available for purchase ...

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Bridge Loans, Mezanine Financing, Hard Money Loans, Atlanta, GA, Phoenix, AZ

Bridge loans and mezzanine loans are very similar.  Terms can range from 1 to 3 years with some being due in as long as 5 years.  Rates can be from 8.5-12.5% and points can range from a low 2% up to 5%.  Bridge loans and mezzanine loans may have prepayment penalties but sometimes they do not.

Bridge loans are just what the name implies.  They are used to bridge the gap between ...

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100% Financing for Doctors, Dentists and Other Medical Professionals

Dividend America is proud to announce that we now have up to 100% financing for Doctors and Dentists – Medical Professionals.  The special programs allow doctors or dentists access to the capital they need to start a business or to expand an existing business. This program applies to other medical practices, too, like pharmacies and optometrists.

Doctors can receive up to ...

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Business Loans for American Business!

The leadership at our parent company had an interesting meeting last week with a consortium of credit unions in Seattle.  They were engaging us to help create a strategic plan for creating a Credit Union Service Organization (CUSO).

Credit unions have a lot of capital to deploy right now and you would think they would be aggressively lending – but what we found out was that they are actually quite nervous about government audits, about defaults, about the marketplace in general.  They need ...

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