In recent years capital for the purchase of commercial real estate investment properteis has be restricted and large down payments were required for those that qualified. However, Dividend America now has access to a fund containing $400mm specifically targeted for lending up to 100% commercial financing for the purcahse of cash flowing Commercial Real Estate Investment loans.

Basic qualification for this unbelievable opportunity are as follows:

1.  Borrwer must have industry experience in the specific classification/category of the property they are purchasing.

2.  The property must cash flow at a 1.10 DSCR after applying our points and interest rate.

3.  The borrower’s must have reserves equal to 10-20% of the purchase price, and,

4.  The borrower must have the ability to pay third party fees and a 1% commitment fee up front.  (Commitment fee can be built into the loan and returned in escrow)

Commercial Real Estate Investment loans with up to 90-100% commercial financing loan-to-value are available and are helping experienced Commercial Real Estate Investors get back in the game.  To learn more about (CREI) Commercial Real Estate Investment loans and to see if you qualify contact us via our online easy app or call our president, Michael Gross, direct at 404-819-4511.

Provviding lending solutions not just loans to professionals and businesses in all 50 states!

We have lending representatives in Atlanta, GA, Chicago, IL, Phoenis, AZ,  San Diego, CA, Charlotte, NC and coming soon to Tampa, FL, Jacksonville, FL, Chattanooga, TN, Silicon Vally, CA and Dallas, TX.

Check us out on Facebook or connect with us on Linked In.

When a business goes through bankruptcy and all of its debt is restructured or wiped out, in some cases DIP financing can be used to recapitalize the business.  In some cases all secondary debt is wiped out by a bankruptcy or restructuring and the first lien holder is willing to extremely discount the balance owed.

In these situations lenders offer Debtor in Possession financing to the business because they believe the business has a chance of success because a majority of the past debt has been removed.  This removal of past debt decreases risk to the new lender making the decision to approve the loan much easier.

Dividend America Commercial Lending has DIP financing for all types of business.  Any business in bankruptcy or in need to Debtor in Possession financing to take out a short-pay on a first lien note can receive DIP financing very quickly.  To find out more about DIP financing call Michael Gross, President of Dividend America at 404-819-4511 or email at mgross@dividendamerica.com.

Check out our online easy app! for quick answers to your Debtor in Possession financing questions.

Debtor in Possession Financing – DIP Financing, Atlanta, GA, Phoenix, AZ, Charlotte, NC, Chicago, IL, Dallas, TX, San Diego, CA

Private Equity loans, also referred to as Private Money, are the most flexible with regard to terms for apartment purchase and rehab financing. These loans can require lower down payments but will require the borrowers to have stronger industry experience and will require them to give up some ownership percentage in the project to the lender even when the loan is paid back.

Hard money loans and bridge loans for the purchase of distressed multifamily assets are the first choice for many borrowers. These loans require slightly more equity input from the sponsors (buyers) but ultimately will allow the purchaser to retain 100% ownership after the loan is repaid. The deal must be strong to get flexible terms and much of the lending decision is based upon the transaction.

If you or your team have experience with multifamily or apartment community investing, there are now many options and strategies available if you need apartment purchase and rehab loans to the purchase of stable or distressed multifamily assets. Give the experts at Dividend America Commercial Lending a call.

Dividend America is a solution’s based lender that helps design lending strategies to help investors and commercial real estate investment companies grow and thrive in this opportunistic market. Call Mike Gross, President, at 404-819-4511 or email him at mgross@dividendamerica.com. For quick answers to your apartment purchase financing questions fill out the online easy app!

Apartment Purchase & Rehab Loans – Purchase Distressed Multifamily Assets, Atlanta, GA, Phoenix, AZ, Dallas, TX, Charlotte, NC, Chicago, IL, Jacksonville, FL, San Diego, CA

Today these dentists and dental groups have the opportunity to make reasonable purchase offers on dental practices for sale by using dental practice purchase loans.  These dental practice purchase loans can include the purchase of equipment and come with up to 100% financing!

For dental groups that have a dental practice purchase strategy for growth, using dental practice purchase financing from Dividend America Commercial Lending can be a way to expand rapidly and grow without the hassles and capital restrictions associated with typical bank financing.

Call the professionals at Dividend America for a quote today.  Michael Gross 404-819-4511 or email mgross@dividendamerica.com   Or apply online with easy app!  Local reps available in Atlanta, GA, Phoenix, AZ, Charlotte, NC, Chicago, IL, Dallas, TX, San Diego, CA, Jacksonville, FL, New York, NY, Miami, FL and loans available Nationwide!

As we leave 2011 and Welcome 2012!, we may well be saying good bye to the old economy and issuing in a new era.  The question is what will this new economy look like?  I cannot presume to predict whether there will be phenomenal growth or frustrating stagnation, but, I can leverage my years of real estate and lending experience to give others a glimpse of what capital markets may yield in the way of debt.

One trend that has become ever evident in the past year has been a move toward ever more conservative underwriting standards.  For residential properties we may well return to the days of creative financing where owner financing, wrap mortgages and lease option/purchase are as prevalent as traditional mortgages.  FHA will continue to be the source for low down payment financing and the lowest rates will be offered to those that 10-20% down payments.

With regard to commercial lending and business loans, we will continue to see a great role for SBA and HUD backed programs.  While Hedge Funds, Insurers and Pension Funds will wade into the void left by many traditional banking institutions, they will do so with higher rates and higher fees taking advantage of their unique position in the market place.

Capital should loosen in 2012 and the crisis in Europe may well stymie inflation in the US just as financial crisis had a similar effect on inflation in the late 90′s.

While 2012 may not be a stellar year, the pent up demand and frustration of the Amercian entrepreneur will, by sheer force of will, force the economy to grow!  The American entrepreneur and small business person is the most tenacious economic force on this planet.  2012 will be the year of the Small Business Person and Professional and we welcome it with excitement and open arms.

Happy New Year to all. Keep your chin up, your spirit high and stay positive.  We may yet have seen the worst of this downturn and have only good things in front of us.  Blessings from all of us at Dividend America Commercial Lending and God bless this Great Nation!

Sincerely, Michael D. Gross, President, Dividend America, LLC

Assisted living facility construction lending without HUD approval is an unfulfilled need in the assisted living facility development and construction industry. And finally some Wall Street investment firms are beginning to fill the void with assisted living facility construction loans that DO NOT require HUD approval or a HUD certificate of need for final approval.

The new programs give developers of assisted living facilities, skilled nursing centers, senior housing and medical office buildings a viable alternative to the convoluted and slow process of HUD back construction financing. These commercial construction loans can close in as little as 60 days and include an interest only period along with a mini-perm loan to get the project to stabilization.

Popular cities for assisted living facility construction and development include Atlanta, GA, Phoenix, AZ, Charlotte, NC, Chicago, IL, San Diego, CA and Jacksonville, FL. For frustrated assisted living facility development developers and those that desire to build these facilities to meet coming demand, this news comes at the right time!

With many assisted living facilities being antiquated and outdated, new assisted living facility construction is needed immediately to keep up with what is sure to be overwhelming demand. Many major cities like Atlanta, GA, Phoenix, AZ, Charlotte, NC, Chicago, IL, San Diego, CA and Jacksonville, FL have migrating and/or aging populations that desire more modern and technologically advanced living environments.

Assisted living facility developers need to get started today. To find out how to obtain assisted living facility financing that is not HUD dependent for approval assisted living facility developers and operators can visit Dividend America Commercial Lending’s Assist Living Facility financing page. Or for quick answers fill out the easy app.

Today practice purchase financing are available with very high Loan to Values (LTV).  This means dentists in Charlotte, NC no longer have to use critical cash flow to accomplish their dentist’s goals.

In order to accomplish business goals dentist practices and professionals should look to the support of companies that have a dual focus.  Seeking practice purchase financing from lenders that utilize conventional and SBA 7(a) and SBA 504 dentists practice financing is critical.

Dividend America | Commercial Lending is an expert at analyzing the business needs of dentists practices.  The experts at Dividend America will analyze your specific situation and place the practice purchase financing that is right for your practice.

For a free analysis of your practice purchase financing in Charlotte, NC click here to apply online.  Easy app is a quick and easy to way to get the answers you need fast for your practice purchase financing in Charlotte, NC.

Today practice purchase financing is available with very high Loan to Values (LTV).  This means Doctors in Atlanta, GA no longer have to use critical cash flow to accomplish their Doctors goals.

In order to accomplish business goals Doctors practices and professionals should look to the support of companies that have a dual focus.  Seeking practice purchase financing from lenders that utilize conventional and SBA 7(a) and SBA 504 Doctors practice financing is critical.

Dividend America | Commercial Lending is an expert at analyzing the business needs of Doctors practices.  The experts at Dividend America will analyze your specific situation and place the practice purchase financing that is right for your practice.

For a free analysis of your practice purchase financing in Atlanta, GA click here to apply online.  Easy app is a quick and easy to way to get the answers you need fast for your practice purchase financing in Atlanta, GA.

Bridge loans, also referred to business gap lending or just gap lending are commercial business loans that can be molded to a number of business needs.  From providing the operating capital to get a newly constructed project from construction to stabilization to funding specific projects, these loans can take the place of non-existent venture capital and angel investment.

If your business has assets, inventory and /or real estate then a Bridge loan may help you ‘bridge’ the gap between your cash-on-hand and the capital you need to grow your business.  To get all the answers to your gap lending needs, go to the Dividend America | Commercial Lending web site and learn all about Bridge loans, mezzanine funding and hard money financing.

Atlanta, GA, Phoenix, AZ, Charlotte, NC, Chicago, IL, Dallas, TX, Greenville, SC, San Diego, CA.  Bridging the gap for business across the U.S.A.

Self-storage financing is attractive for lenders because the facilities prove to have a steady monthly income. Cash flow is one of the #1 lender sweet spots. Financing for Self Storage Facilities is a 22 billion dollar industry and since it encompasses 90% owner occupied, there are a blend of loan options available.  Self-storage facility loans and financing for self-storage facilities has become much easier in recent years with easier qualifying and more options!

Dividend America can assist with Self Storage Facility loans whether purchasing an existing facility or constructing one. Our lending resources are looking to increase their portfolios for the Jacksonville, FL, Charlotte, NC, Raleigh, NC and Atlanta, GA areas. We can also supply lending through out the US. Self-storage facility loans provide up to 90% on owner occupied, terms fixed for 5-7 years amortization up to 20 years, and no due diligence fees.

Contact Dividend America for a free analysis and advice.  Just fill our out Easy App online at dividendamerica.com.