Dividend America, LLC prides itself in being more than a lender … we are a solutions provider! We pride ourselves in being able to connect businesses with capital no matter their situation.
Lending today can be tough and there a few standard things that borrowers need to consider when seeking a loan. Times have changed and the lending environment feels like a maze. The days of calling a banker and telling them how much you need and having it waiting ‘at the table’ are gone.
So what now, how do companies and investors obtain the vital capital they need to grow, expand and succeed?
A complete shift in the thinking is needed by borrowers. Perhaps even more important is borrowers need a resource for loans that has a myriad of funding outlets.
Solutions:
A+ Solutions -For those that have established track records and plenty of money te are many conventional loan options that have low rates and competitive terms.
With our A+ Solutions loans can be used across a wide spectrum of needs. From cash-out refinances, refinancing to lower rates, obtaining credit lines to supplement cash flow or for buying and upgrading equipment, our conventional loans fit many business borrowing and capital needs.
Guaranteed Solutions - There are some lending solutions that help those with challenges qualify for a loan. These ‘guaranteed’ solutions are government backed loans that limit the lenders liability in cases of default. Because lenders have lower risk, they are typically willing to allow for more lenient underwriting guidelines.
Check out our Guaranteed Solutions, from SBA 7(a) to SBA 504 and VERY flexible USDA loans, we have guaranteed solutions that businesses and developers.
Challenging Solutions - Some situations are tougher than others. When lender after lender says NO, we find ways to say yes! Being a solutions driven company we are constantly seeking out opportunity. Our broad lending platform coupled with a wide variety of business experience of our team allows us to find solutions to fit those unusual and challenging situations. We have a solution that fits!
