Apartment 2Apartment loans and various types of multifamily financing are offered by many different lenders. Few have the understanding that Dividend America has when financing this asset class.  Many of the professionals at Dividend America are real estate investors and are well versed in how financing for apartments and apartment communities really work.

At Dividend America, we offer an easy, step-by-step approach that leads to success for the investors, entrepreneurs and real estate professionals we assist.  One example is our 85% CLTV multifamily financing apartment loan for multifamily financing of $10,000,000 or more.

Whether our clients need an apartment loan to acquire, build, refinance, or stabilize an apartment building or multifamily complex, we can help by providing our clients with very competitive rates and low costs.

Long-term apartment loans for stabilized properties

  • Low, very competitive interest rates starting as low as 2.875%
  • Up to 85% LTV (loan-to-value ratio)
  • Fixed terms of 1 to 40 years
  • Amortization periods of 15 to 40 years
  • Flexible prepayment options
  • Notes can be assumable
  • Loan amounts of $500,000 to $50,000,000+

Short-term apartment loans for properties that are not yet stabilized (bridge loans)

  • Competitive interest rates
  • Creative loan structures to accommodate challenging situations
  • Terms from 6 months to 3 years
  • Interest only payments
  • Interest reserves may be included in the funding amount
  • Repair, remodelling and rehabilitation cost can be included in total funding amount
  • Loan amounts of $500,000 to $50,000,000+

What can a new apartment loan or multifamily loan be used for?

Debt Consolidation Loan

Apply Here ButtonUse one of our apartment loans multifamily financing to consolidate multiple loans (including any lingering lines of credit, loans used to upgrade units or make emergency repairs, seller-held second mortgages, etc).

Acquisition and Cash-Out Refinance Strategies

Multifamily acquisition strategies include many different types of apartment loans.  In many cases, a cash-out refinance can be used to obtain the cash needed for the down payment on the acquisition of an additional multifamily asset.  Proceeds can also be used for renovation and reposition of an existing apartment building or complex.  Using our multifamily financing strategies to leverage your equity can help you grow fast!

To learn more about how Dividend America Commercial Lending can help you grow your multifamily portfolio and maximize your profits by minimizing your capital costs, contact us today!

Lending in all 50 states and focusing on Multifamily Financing and Apartment Loans in the markets and submarkets listed in the S&P Case Shiller Home Price Index and the surrounding secondary markets to those cities.  We look for opportunities in:  Boston, Chicago, Denver, Las Vegas, Los Angeles, Miami, Fort Lauderdale, Orlando, San Diego, New York, San Francisco, Phoenix, Atlanta, Tampa Bay, Detroit, Minneapolis-Saint Paul, Charlotte, Dallas / Fort Worth, Portland, Seattle, Cleveland, Oklahoma City, Jacksonville, Indianapolis, Nashville, Kansas City, Louisville, Milwaukee, New Orleans, Philadelphia, Raleigh, Sacramento, Salt Lake City, San Antonio, San Jose, Saint Louis, Tucson, Austin, Baltimore.