SBA & USDA – Business Lending

SBA 7(a), SBA 504 and USDA loans are all designed with business in mind.  Our partners are fully funded and actively seeking opportunities to fund. Grow your business with these great Government backed loans..

Bridge & Mezzanine

Need to fill a gap in your financing?  Whether providing funds for purchase to stabilization or from construction to completion, our channel partners have the funds and the creative underwriting to get deals done.

Structured Finance

From hard to find financing to creative structures, we have the funding partners, the knowledge and the expertise that creat the solutions our customers need.  We to put it all together and get deals funded.


Our partners invest in the GP and the LP side of transactions.  Whether the need is for preferred equity or traditional joint ventures, our channel partners complete the capital stack.

Dividend America Commercial Lending is  an origination, processing and pre-underwriting platform partnering with channel funders to provide senior debt, equity and bridge financing for business and real estate.  Through a network of hedge funds, high net worth family offices, REITs, investment banks and insurance conduits, our funding channel partners provide the ability to structure financing for almost any transaction.

Dividend America Commercial Lending: Providing lending solutions, not just loans.


Through our channel partners we provide several types of construction financing.  Whether our investors fund your project or purchase your project at the development stage, we have the solution developers have been looking for.
Student Housing  |  Assisted Living  |  CCRC  |  Boutique Hospital | Sale/Leaseback | Big Box Retail  |  Industrial | Manufacturing  |  Education & Institution

Senior Secured Debt

From insurance conduits to investment bank syndicated loans through a pool of small regional banks, these low-rate, long-term loans are designed for stabilized businesses as well as commercial real estate assets and multifamily developments can increase cash flows instantly.  Closings happen fast, in as little as 30 days with low costs and limited guarantee requirements in most cases.


Through our special relationships with banking entities that specialize in providing loans, LOCs and equipment financing for the medical profession, we can offer a diverse portfolio of funding to fit the needs of the medical community.

Doctors  | Dentists  |  Pharmacists  |  Veterinarian | Assisted Living & Skilled Nursing

Partner With Us

We invite Investors, Lenders and other Funding entities seeking to reduce their internal cost of origination to partner with us!  We act as your outsourced loan officer, vetting deals, handling brokers and placing clean origination packages in your pipeline.

Learn more…

Dividend America really came through for us on our office refinance.  When nobody else would give us a cash out refi, they stepped in and did it in less than 45 days.  These guys are great!–Charlie Jones, Marshall Jones & Company

Simply put ... They do what they say they are going to do.  Knowledgeable, professional and hard working.  You can count on Dividend America.–James Sinnott, Carolous Capital Advisors

Great to work with.  The entire team is accessible, from the president on down!  I recommend them.–Mark Gargano, Morgan Stanley

I greatly appreciate your work to secure financing for Laurus Technical Institute’s campus move. Your expertise and resourcefulness provided the introduction to a lending group that was able to compile a rather remarkable financing package. We look forward to the opportunity to work with you on our next project.–Terry Hess, President, Laurus Technical Institute