Many Times, You Get What You Pay For…

As a professional in the field of lending, I often chuckle at those who make application for loans totaling millions of dollars who then argue the smallest of fees.  Many times we are dealing with sponsors or borrowers who have paid brokers large sums of money  to represent them, only to balk at the lenders request for a deposit for third-party fees.

Most of the times this happens with bridge loans.  As an example, our bridge lending client’s provide up ...

Continue Reading →
0

Bridge Loan to Perm Financing

Bridge Loan and Permanent Financing – How does it work?

Bridge loan to perm financing was a huge strategy back in the heyday of commercial lending and the fast paced economy in the early 2000’s, however the economic collapse saw this lending strategy fade away.  With a resurgence of capital in the commercial lending and multifamily residential finance arena.

A bridge loan can be used to close on a property quickly and take advantage of a distress seller situation or ...

Continue Reading →
0

How To Get A Commercial Loan For Real Estate

Many people in today’s market are wondering how to get a commercial loan for real estate.  That answer is easy and yet .. complex!  We teach investors and sponsors hot to get a commercial loan for real estate every day and we find that some ‘get it’ and other just don’t get it all.

Whether applying for a commercial loan for real estate ...

Continue Reading →
0

Bridge Loans for Business and Real Estate

Bridge loans for commercial business loans is one of the fastest ways to fund a business capital need.  With the lack of venture capital and angel investors in the market, sometimes the alternative for business capital is a Bridge Loans.

Bridge loans, also referred to business ...

Continue Reading →
0

Bridge Loan, Mezanine Financing, Hard Money Loans, Atlanta, GA, Phoenix, AZ

Bridge loan and mezzanine loans are very similar.  Terms can range from 1 to 3 years with some being due in as long as 5 years.  Rates can be from 8.5-12.5% and points can range from a low 2% up to 5%.  Bridge loan and mezzanine loans may have prepayment penalties but sometimes they do not.

Bridge loan are just what the name implies.  They are used to Continue Reading →

0

Hard Money Loans | Bridge Loans | Mezzanine Financing

There is a lot of confusion about the difference between hard money loans, bridge loans and mezzanine loans.  To understand the differences one must first understand the purposes for each type of loan.  Basically bridge loans and mezzanine loans accomplish very similar tasks and typically have much lower rates and costs than hard money loans.

Hard money loans are basic capital instruments designed to provide cash fast at the closing table to rescue transactions, provide quick capital for business or to ...

Continue Reading →
0

Commercial Lending & SBA Loans

SBA Loans and other Creative Solutions!

Dividend America is proud to announce that we have far exceeded our mid-year pipeline goal.  Almost doubling our goal we are now approaching $1 billion dollars in loans in our active pipeline!  Congratulations to our growing team of sales professionals.

Dividend America is a solutions oriented lender with a diverse and large, national lending platform.  We provide solutions for business owners seeking small business loans, SBA loans, commercial loans, asset based loans and hard money loans to expand ...

Continue Reading →
0

Bridge, Mezzanine, Hard Money!

What’s HOT right now is bridge loans, and hard money to finish off construction projects and stabilize properties. With loans as low as $250K we’re helping business repurpose existing buildings and assisting investor who want to buy and rehad or build from the ground up!  Our loans help stabilize a property and help get stalled projects moving again.

Check out our generous and quick closings!  We can close in as little as 2 weeks with terms up to 75% LTV in some cases.  No exhorbetent ...

Continue Reading →
0