Multifamily Acquisition Loans & Apartment Loan Refinance

Multifamily Acquisition Loans & Apartment Loan Refinance – The Big Easy

Multifamily Acquisition Loans

In recent years it has been tough to get any type of financing and when financing was offered the down payments and sponsor equity requirements were as high as 35%.  However, today’s multifamily acquisition loans can be very attractive with loan to value ratios as high 80% and with interest rates below 4% on a 30-year amortization with 3-, 5- and even 7-year fixed periods!

For the multifamily investors ...

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Debtor in Possession Financing – DIP Financing

Debtor in Possession Financing, also known as DIP Financing, is available for a variety of needs.  So, what is DIP Financing?  Debtor in Possession Financing is financing that is available for businesses that are in bankruptcy or who have been through a debt restructuring.

When a business goes through bankruptcy and all of its debt is restructured or wiped out, in some cases DIP financing can be ...

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Welcome 2012! Commercial Lending

My blog post are usually designed to educate the public about certain type of lending, however, this post will be slightly different today.

As we leave 2011 and Welcome 2012!, we may well be saying good bye to the old economy and issuing in a new era.  The question is what will this new economy look like?  ...

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Bridge Loan, Mezanine Financing, Hard Money Loans, Atlanta, GA, Phoenix, AZ

Bridge loan and mezzanine loans are very similar.  Terms can range from 1 to 3 years with some being due in as long as 5 years.  Rates can be from 8.5-12.5% and points can range from a low 2% up to 5%.  Bridge loan and mezzanine loans may have prepayment penalties but sometimes they do not.

Bridge loan are just what the name implies.  They are used to Continue Reading →

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Hard Money Loans | Bridge Loans | Mezzanine Financing

There is a lot of confusion about the difference between hard money loans, bridge loans and mezzanine loans.  To understand the differences one must first understand the purposes for each type of loan.  Basically bridge loans and mezzanine loans accomplish very similar tasks and typically have much lower rates and costs than hard money loans.

Hard money loans are basic capital instruments designed to provide cash fast at the closing table to rescue transactions, provide quick capital for business or to ...

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Business Loans for American Business!

The leadership at our partner company had an interesting meeting last week with a consortium of credit unions in Seattle.  They were engaging us to help create a strategic plan for creating a Credit Union Service Organization (CUSO).

Credit unions have a lot of capital to deploy right now and you would think they would be aggressively lending – but what we found out was that they are actually quite nervous about government audits, about defaults, about the marketplace in general.  They need ...

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Commercial Lending & SBA Loans

SBA Loans and other Creative Solutions!

Dividend America is proud to announce that we have far exceeded our mid-year pipeline goal.  Almost doubling our goal we are now approaching $1 billion dollars in loans in our active pipeline!  Congratulations to our growing team of sales professionals.

Dividend America is a solutions oriented lender with a diverse and large, national lending platform.  We provide solutions for business owners seeking small business loans, SBA loans, commercial loans, asset based loans and hard money loans to expand ...

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Bridge, Mezzanine, Hard Money!

What’s HOT right now is bridge loans, and hard money to finish off construction projects and stabilize properties. With loans as low as $250K we’re helping business repurpose existing buildings and assisting investor who want to buy and rehad or build from the ground up!  Our loans help stabilize a property and help get stalled projects moving again.

Check out our generous and quick closings!  We can close in as little as 2 weeks with terms up to 75% LTV in some cases.  No exhorbetent ...

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